Boosting school funding through smart investing.

How an independent Kent school turned idle school-fee cash into higher yield, without touching its credit risk.

At a glance
Industry
Independent education
Headquarters
United Kingdom
Growth since 2019
Onboarding
Single Digital
Diversified Treasury Across
40+ of the world's safest banks

Radnor House Sevenoaks is an independent co-educational day school in Kent that provides education for pupils aged 2 to 18, from nursery through to sixth form.

Challenge

Term-time cash inflows, with nowhere better to put them.

With inflows arriving from school fees throughout the year, Radnor House Sevenoaks wanted to maximise returns on idle cash before it was needed. Investing directly with a highly rated global bank was essential; the school wasn't willing to trade away credit quality for yield.

But the options available to a private school of its size were limited to short-term deposits with its home banks, with no room to negotiate rates.

Without existing banking relationships, the school had no way to lift its yields without moving into products less safe than a traditional notice account.

Solution

Wholesale-level returns, retail-level risk.

TreasurySpring's cash platform, as an ISBA Directory Partner, was the solution Radnor House Sevenoaks needed. The ability to negotiate scaled interest rates gave the school wholesale-level returns while keeping its credit risk solely with a high-quality bank, with no need for wholesale-sized cash balances.

With just one onboarding, Radnor House Sevenoaks was no longer limited to the same short-term deposits, and could instead choose the highest-yielding products available at the point of investment from over 40 of the world's safest banks.

Outcome

High yield, high quality, with minimal admin.

At the start of each term, when large fee payments arrive, Radnor House Sevenoaks now uses TreasurySpring to access a wide range of previously unavailable, high-yield, short-term investment products in just a few clicks. The school can select terms from one week to one year, maximising returns on its cash balances.

Seamless onboarding and a dedicated support team let the school modernise its cash management without cumbersome setups or multiple bank onboardings, creating material value from surplus cash while reducing risk, and freeing up time for other priorities.

The new standard in cash investing.